Direct Selling / MLM

Merchant Accounts for Direct Selling / MLM

Start processing payments in as little as 24 hours

Quick access to secure, cost-effective and flexible payment processing for direct selling and MLM companies

‍Increase revenues by offering more payment options: MasterCard credit and debit, Visa debit, pre-paid and HSA cards, plus ACH.
Lower net collection costs by paying actual card interchange plus 0.69% — that’s only 69 basis points above interchange.
Pay less and get paid sooner: get transparent and accurate settlement of all funds without daily deductions for costs, fees or interchange.
Eliminate the risks and extra costs of third party agents, reseller ISOs or middlemen.

Get a Fast, Free Quote and Pre-Approval

Please fill out the following form and we’ll be in touch with you in less than 24 hours.

Your Details:
Monthly Card Processing Volume:
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Rapid Approvals

When it comes to servicing your business, we cut through the red tape. We can approve your high risk merchant account the same day in most cases.

Transparent, No Hidden Fees

Affordable rates with no hidden fees. Some of our competition doesn't get it. We've made transparency and friendly service our mission.

Secure & Simple Integration

Our robust, feature-rich platform is designed for merchants to quickly integrate with their shopping cart, eCommerce or point of sale solution.

Flexible Solutions to Increase Revenues

For some industries, collecting payments online can be a challenge. We offer flexible payment options to grow your business.

Finding a dependable yet affordable merchant account provider for your direct selling business just got a lot simpler. As specialists in high risk processing, RISK Payments works with direct sellers daily. We offer unique solutions for accepting digital payments from customers around the world, so you can grow your business. Our goal is to help you best manage your merchant account. As specialists in direct selling, multi-level marketing (MLM) and other hard to place merchant accounts, we provide you with the right products and solutions so you can maximize profit and minimize costs.

  • Accept it All: MasterCard credit and debit, Visa debit, pre-paid cards, HSA cards and even ACH. One innovative, easy to use platform is all you need.
  • Dedicated Support: Get answers or issues resolved quickly with industry-experts. Our client care and technical support teams are on your side.
  • Comprehensive Reporting: Detailed transaction reports are always viewable online. You can also download data into your accounting systems with ease.
  • Security and Fraud Tools: Respond to the latest threats with our powerful fraud detection engine. Protect your business, your clients’ data and your reputation.

Simple and Cost-Effective for Direct Sellers

RISK Payments' convenient, fast and friendly application process leads the industry.

No reserve deposit is required and we provide next day settlement to an unlimited number of clearing or trust accounts. A low rate of interchange plus 0.69% means you will save on every transaction. Plus, avoid third party gateway fees by using our powerful, built-in platform.


Dedicated Chargeback Management Solutions

Effective risk management and chargeback handling is vital to direct sellers

RISK Payments offers an automated, online solution to help rapidly and successfully resolve chargebacks. What’s more, it’s 100% free! Our robust suite of risk monitoring tools and dedicated staff aim to reduce fraud and protect your business. We also offer resources and tutorials to help you fight and win against any chargeback attempt.


We Think You Deserve Better

Easy Approval, Fast Activation
No application or setup fees
No cancellation or early termination fees
Rates as low as 2.49% for high risk processing
Fraud Protection and Transaction Monitoring
Bank Relationships Around the World
Accept over 188 Global Currencies
Whats Next?

Get In Touch for a Free Quote

Most of our customers begin setup within 24 hours


Get Approved. Provide your information to begin the approval process. In urgent situations we can provide same day approval.


Get Set Up. Integrate our simple payment gateway code, and immediately begin processing transactions.


Start Processing. Improve your sales process with our automated tools, including chargeback management to collect more $.