High Risk? We think not.

RISK Payments specializes in payment processing for high risk, high volume or hard to board merchants. We understand regulated industries better than just about anyone. Start ups are accepted!

Free Rate Evaluation and Fast Setup
Instant approval up to $50K per month
Minimal underwriting requirements
Free Online Gateway and simple API Integration
Surcharging available to offset processing fees
Fraud Protection and Transaction Monitoring
Recurring and Subscription Billing

Get Approved Now!

Please fill out the following form and we’ll be in touch with you in less than 24 hours.

Monthly Card Processing Volume:
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Our dedicated high risk eCommerce merchant account specialists will have your account up and running quickly. 


Accept payments for physical or digital goods right from your mobile application securely, with ease. 


In a competitive retail industry, choose the right partner that understands your high risk business. 

If your business is having difficulties in obtaining a merchant account, we can help

Most of our customers begin setup within 24 hours!

We Think You Deserve Better

Easy Approval, Fast Activation
No application or setup fees
No cancellation or early termination fees
Rates as low as 2.49% for high risk processing
Fraud Protection and Transaction Monitoring
Bank Relationship Around the World
Accept over 150 Global Currencies

Why Choose RISK Payments?

Every business is unique. Our experienced risk specialists find the right solutions, so your merchant account can be approved quickly.


We provide reliable solutions for every challenge. We aren’t simply a cookie cutter processor. We work with each merchant individually and tailor a solution to meet the challenge.


Chargeback management is key to maintaining an economical merchant account. Our chargeback protection, risk monitoring and anti-fraud solutions lead the payments industry.


Our experience and bank relationships ensure you get the most competitive rates available. With rates as low as 2.9%, no application or setup fees,  RISK Payments can save you money.

Get Treated Fairly. We Understand Your Industry

Not all businesses considered high risk are built the same. Break through common barriers of getting a merchant account. When others say no, we say YES!

We provide eCommerce, in-app payment and retail merchant solutions. Sign up now for affordable, reliable and flexible payment processing.

Credit repair, Document Preparation Services, Personal Protective Equipment, and many more...
Payment Facilitation and Payment Aggregation
Mail Order and Catalog, Digital Content, Subscriptions

The Right Payment Solutions For Your Business

Accept Visa, MasterCard, Amex, UnionPay International and all other major credit cards from your website, app, by phone or in person. Reduce checkout friction and enjoy maximum security.

As specialists in online and card-not-present processing, RISK Payments delivers solutions catered to your business.

International Merchant Accounts
High Performance Payment Gateway
Credit Cards, ACH, Apple Pay, Google Pay
Built-In Security and Fraud Prevention

What Business Owners Are Saying About Us

Your satisfaction is our highest priority. We want to exceed your highest expectations of what a payment processor can offer.

Adult Boutique Online

Last Vegas, NV
Very Satisfied!

"We were advised by our current payment processor that our merchant account was being closed due to our type of business, RISK Payments got us up and processing in two days with no interruption to our business at fees lower than we were paying before."


New York, NY
Highly Recommended!

"Our company experienced an unexpected supply shortage and over-burdened call center which caused accelerated chargebacks. Our previous merchant processor terminated our account and placed us on the MATCH list the next day. We were able to work with the folks at RISK Payments to secure a merchant account at great rates with a minimal reserve."

Whats Next?

Get In Touch for a Free Quote

Most of our customers begin setup within 24 hours


Get Approved. Provide your information to begin the approval process. In urgent situations we can provide same day approval.


Get Set Up. Integrate our simple payment gateway code, and immediately begin processing transactions.


Start Processing. Improve your sales process with our automated tools, including chargeback management to collect more $.